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The Future of NBFCs and FinTechs

BFSI: The world of Hyper-personalization

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The development of the FinTech industry depends on the technologies underlying financial products and services. Here are the ten top technologies and trends that will shape the FinTech world this year.

50000+ Industry Leaders read it everyday

V Raman Kumar, founder and chairman of CASHe, in this week's FinTech Diary told ETBFSI that he believes the reason why FinTechs are opting for lending is because it is an untapped market in India. CASHe has a lending run rate of around Rs 2,400 crore, with an average ticket size ranging from Rs 10,000 to Rs 3 lakhs. "Proof of the pudding is how our business model works, and we wanted to put our money where our mouth was.. so we are a lender on record.. so we lend on our own balance sheet, and pay the bad debts.. We are currently running with about a 2-2.5% of bad debts," Kumar said. Tune in..

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