In recent years, India has seen a revolution in digital payments, largely due to UPI. With the help of UPI, you can make quick payments by simply scanning a QR code and entering your PIN effortlessly and securely. Although the process is relatively fast, the tap-to-pay method is still one of the most widely used payment methods outside of India.

In India, popular apps like Google Pay and Paytm have now enabled support for NFC payments, but what exactly are NFC payments? How do you add your card to GPay and start making tap-and-go payments? Do not worry; we will explain and understand them in more detail below.

Before we look at how to add your card to GPay/Paytm, let us first understand how this tap-and-go payment system works. Many modern smartphones are equipped with NFC support, enabling the contactless payment system.

The NFC chip in cell phones works similarly to the chips found on many contactless cards that support contactless payment. In other words, you need to tap the back of your cell phone to the PoS device/payment terminal, and the transaction will be made.

However, the payment will not be successful if the chips are not properly aligned with each other. But you know what the best part is? NFC payments work even without an internet connection; how useful is that?

Note- NOTE:Only select Visa and Mastercard are supported for now, with support for more cards like Rupay expected soon. GPay Tap to Pay Supported Cards

At the time of writing this article, below are the cards that support the Google Pay “Tap to Pay” feature.

At the time of writing, below are the cards that support Paytm’s “Tap to Pay” feature.

Now that we have added our debit/credit card to our favorite tap-to-pay app let us look at how to use NFC payments in India.

Using the method we have described in this article, you can easily add your bank debit/credit card to apps like GPay/Paytm and start making NFC payments in India with ease. Also, we will keep updating the article in the future as support for new cards like Rupay is added.

Let us know in the comments below if you found this article helpful and have successfully added your debit/credit card to make NFC payments.

Unfortunately, you can not pay with your iPhone in India because Apple Pay is not yet available in India. Also, apps like Google Pay and PayTM have not yet been updated with the new tap-to-pay feature. However, this might change in the future, and we will update the article accordingly.

If you live outside India, you can seamlessly use your smartwatch for tap-and-go payments. Right now, you can not install Google Pay on your smartwatch and make NFC payments natively. However, there is a loophole through which you can use your smartwatch to make tap-to-pay payments, and we are already working on a detailed guide.

At the time of writing, only Google Pay and PayTM support tap-to-pay in India. In addition, PhonePe has not announced any plans to introduce this feature in the near future, so we cannot speculate when it will be added.

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